Deepak Adhikari
Ward No. 8, Milan Tole, Tokha Municipality, Kathmandu
Summary
With over fifteen years of experience from Jr. Assistant to Officer Level in various categories of banks in Nepal, I developed a profound understanding of the banking industry. My proven track records in business development and customer relationship management (Specially on deposit and credit business) showcases my expertise in growing and maintaining key relationships within the financial sector. I have dynamic leadership style, coupled with a "can do" attitude, positions me as a proactive and strategic thinker in navigating the complexities of the banking landscape.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Credit Officer-Provence Level
Siddhartha Bank Limited
08.2023 - Current
- Handling specialized task of credit recovery and being able to streamline NPL of Chipledhunga Branch to the level of 2.28% from 5.87% in very short time span.
- Overseeing total credit portfolio of NPR 1.51 billion including few corporate accounts.
Branch Manager
Siddhartha Bank Limited
03.2019 - 08.2024
- Contributed total deposit of NPR 1.16 billion in very short period of time in very tough time for resource mobilization.
- Strengthened relationships with key clients, securing long-term partnerships and driving revenue growth.
- Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly.
Branch Manager
NIC Asia Bank LImited
05.2018 - 03.2019
- Strengthened relationships with key clients, securing long-term partnerships and driving revenue growth.
- Grown total business portfolio of NPR 400 million in very short time spam.
Assistant to Branch Manager
Deva Bikas Bank Ltd. (Current Kumari Bank Ltd.)
05.2011 - 05.2018
- Worked closely with management to provide effective assistance for specific aspects of business operations.
- Lead the branch with the total business portfolio of NPR 450 million maintaining profit of over NPR 10 million.
Jr. Assistant (Credit & Marketing)
Hamro Bikas Bank Limited (Now Jyoti Bikas Bank)
03.2009 - 05.2011
- Supported sales efforts by creating presentations and marketing materials that showcased company offerings effectively.
Education
MBA -
KFA Business School & IT
Mid-Baneshwor, Kathmandu, Nepal06.2024
B.B.S.
Shankar Dev Campus
Putalisadak, Kathmandu, Nepal03.2009
High School Diploma -
Sahid Smarak Higher Secondary School
Gyaneshwor, Kathmandu, Nepal09.2005
S.L.C. - School Level Education
Shree Nandi Secondary School
Naxal, Kathmandu, Nepal06.2002
Skills
- Customer Relations
- Credit analysis
- Risk Analysis
- Collateral risk
- Customer Acquisition
- Financial statement analysis
Certification
Profession Related Trainings:
1. “Sharpening Credit Appraisal Skill Through Effective Financial Statements Analysis”
Duration: 1 Day
Conducted By: Institute of Banking and Insurance Studies (IBI)
2. Training on “Credit Appraisal”
Conducted By: NDEP Development Bank Ltd.
Duration: 4 Days
Resource Person: Mr. Parshuram Kunwar
3. Relationship of Bank & Napi for Collateral Quality Assurance
Duration: 1 Day
Resource Persons: Mr. Kamal Ghimire Chief Survey Officer, Survey Department
Anil Marasini Chief Survey Officer, Survey Department
4. Training on Credit Appraisal
Conducted By: IBM
Resource Person: Mr. B.N. Gharti
Duration: 1 Day
5. Training on Operational Risk Management.
Conducted By: IBM
Resource Person: Mr. B.N. Gharti
Duration: 1 Day
6. Anti-Fraud Awareness (Nepal)
Conducted By: Fintelekt
Duration: 1 Day
7. Enhancing Supervisory Skills
Conducted By: Ace Institute of Management
Resource Person: Parthasarathi Ganguly
Duration: 1 Day
8. Credit Appraisal and Credit Risk Management
Conducted By: Sddhartha Bank Ltd. (In-House)
Duration: 15th May, 2023 to 05thJune, 2023
9. Other different training on AML/CFT and Operation Risk Management
Languages
Nepali
Native language
English
Proficient
C2
Hindi
Proficient
C2
Timeline
Credit Officer-Provence Level
Siddhartha Bank Limited
08.2023 - Current
Branch Manager
Siddhartha Bank Limited
03.2019 - 08.2024
Branch Manager
NIC Asia Bank LImited
05.2018 - 03.2019
Assistant to Branch Manager
Deva Bikas Bank Ltd. (Current Kumari Bank Ltd.)
05.2011 - 05.2018
Jr. Assistant (Credit & Marketing)
Hamro Bikas Bank Limited (Now Jyoti Bikas Bank)
03.2009 - 05.2011
MBA -
KFA Business School & IT
B.B.S.
Shankar Dev Campus
High School Diploma -
Sahid Smarak Higher Secondary School
S.L.C. - School Level Education
Shree Nandi Secondary School
Profession Related Trainings:
1. “Sharpening Credit Appraisal Skill Through Effective Financial Statements Analysis”
Duration: 1 Day
Conducted By: Institute of Banking and Insurance Studies (IBI)
2. Training on “Credit Appraisal”
Conducted By: NDEP Development Bank Ltd.
Duration: 4 Days
Resource Person: Mr. Parshuram Kunwar
3. Relationship of Bank & Napi for Collateral Quality Assurance
Duration: 1 Day
Resource Persons: Mr. Kamal Ghimire Chief Survey Officer, Survey Department
Anil Marasini Chief Survey Officer, Survey Department
4. Training on Credit Appraisal
Conducted By: IBM
Resource Person: Mr. B.N. Gharti
Duration: 1 Day
5. Training on Operational Risk Management.
Conducted By: IBM
Resource Person: Mr. B.N. Gharti
Duration: 1 Day
6. Anti-Fraud Awareness (Nepal)
Conducted By: Fintelekt
Duration: 1 Day
7. Enhancing Supervisory Skills
Conducted By: Ace Institute of Management
Resource Person: Parthasarathi Ganguly
Duration: 1 Day
8. Credit Appraisal and Credit Risk Management
Conducted By: Sddhartha Bank Ltd. (In-House)
Duration: 15th May, 2023 to 05thJune, 2023
9. Other different training on AML/CFT and Operation Risk Management
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