Puran Panthi
Banker
Gaindakot,Nawalparasi
Summary
Business-driven Relationship Manager always finding successful ways to acquire new clients and foster lucrative relationships. A determined leader with over 5 years of assisting clients with financial planning processes and assessing financial data. Offering dynamic collaboration and decision making skills.
Overview
6
6
years of professional experience
3
3
Languages
Work History
Assistant Relationship Officer
Nabil bank ltd
07.2022 - Current
- Achieve targets assigned in Loans, Trade Finance business (L/c, G'tee, Export), Deposit, cross sale, in line with the individual target and Branch,s budget.
- Actively engage on Ho initiated campaign and take initiatives to achieve individual as well as overall branch and bank targets/goals.
- Solicit new business relationship. conduct periodical review and renewal of accounts with proper assessment of various risk factors in line with CPG and NRB regulations.
- Ensure timely monitoring of market trends and competition having an impact on business and take proactive measures accordingly Be abreast on client business, their challenges, opportunities, threat and make business strategies accordingly.
- Follow up on NPA and Probable NPA accounts so that NPA level is kept in the minimal possible level.
- Keep track of utilization of facilities under all accounts and identify reasons for variation and endeavor for optimum utilization co-ordinate with various departments - operations, Credit Administrative Department etc for smooth delivery of services and compliance of procedures and guidelines.
- Facilitate other department functions coordinating with the client. Other as assigned by Supervisor time to time.
- Conducted thorough research on clients'' financial history and needs, enabling the creation of customized financial plans.
- Served as a reliable point of contact for both colleagues and clients alike, fostering trust and dependability within professional relationships.
- Enhanced sales results by identifying cross-selling opportunities and presenting tailored solutions to clients.
- Maintained up-to-date knowledge of industry trends and competitor offerings to better serve clients.
- Promoted financial products and services that aligned with clients specific needs, fostering long-term relationships.
- Provided ongoing support to existing customers through regular check-ins and proactive problem-solving efforts.
- Assisted with the onboarding of new clients, ensuring a smooth transition into our financial services.
- Collaborated with team members to meet monthly performance targets and goals.
Credit Incharge
Nepal Bangladesh Bank Ltd
09.2021 - 06.2022
- Contributed to corporate growth by actively participating in the new customer acquisition process through effective screening techniques.
- Supported business development initiatives by providing insights into current market trends and opportunities within the credit landscape.
- Achieved timely collections by consistently monitoring outstanding debts and communicating with debtors professionally.
- Maintained accurate records of all credit-related activities, facilitating efficient reporting and analysis for management review.
Assistant Relationship Manager
Nepal Bangladesh Bank Ltd
01.2019 - 08.2021
- Working for more than 3 years as an Assistant Branch Manager and looking Branch credit & operations activities of Nepal Bangladesh Bank Bulingtar Branch and Daldalee Branch.
- Working experience in credit department for more than 3 years as a credit in charge and looking overall credit process of the branch credit department
- Working experience of operation in charge for more than 1 year and looking overall operation activities of the branch operation department.
- Assisted Relationship Managers in managing a diverse portfolio of clients, ensuring optimal satisfaction levels.
- Facilitated smooth transitions during account onboarding by guiding clients through required documentation procedures and promptly addressing any issues that arose.
Account Officer
Time Pharmaceuticals Pvt Ltd
02.2018 - 01.2019
- Overall accounting process like purchase entry, debit & credit note issue, journal entries and reconciliation with parties of debtors & creditors.
- Streamlined accounting processes for improved efficiency and accuracy in financial reporting.
- Managed accounts payable and receivable, ensuring prompt payment and accurate recordkeeping.
- Streamlined bookkeeping procedures to increase efficiency and productivity.
- Maintained account accuracy by reviewing and reconciling checks monthly.
- Oversaw payroll processing, ensuring employees received timely payments while maintaining compliance with applicable tax laws.
Education
Graduate (Masters) - Master of Business Administration (MBA)
Presidency College Bharatpur Chitwan, Purbanchal University
Under Graduate (Bachelor) - Bachelor of Business Administration (BBA)
Balkumari College, Narayanghat, Chitwan, Purbanchal University
Higher Secondary (+2/A Levels/Ib) - Intermediate l com
Balkumari College, Narayanghat, Chitwan, Higher Secondary Education Board (HSEB), Nepal Government
Skills
Financial Literacy
Cross-selling techniques
Credit proposal writing skill
Negotiation skill with the client
Financial Spreadsheet Analysis
Credit Assessment Skills of credit Customers
Good planning & execution skill
Team Work
Sound verbal and written communication
Training Certificates
- 11/01/19, 1 Day, Implementing Effective Tools For Operation And Aml Risk Management, Axiom Nepal
- 09/01/19, 1 Day, Negotiable Instrument With Special Reference To Management Of Cheque, Axiom Nepal
- 06/01/19, 2 Days, Practical Approach Of Nrb Regulations For Credit Management, Axiom Nepal
- 03/01/19, 4 Days, How To Make Good Commercial Loans, Axiom Nepal
- 02/01/16, 5 Days, Entrepreneurs facilitation training, heifer international in Nepalgunj
- 06/01/13, 3 Months, Internship, Narayani National Finance Ltd
Job Preference
Mid Level, Banking / Insurance / Financial Services/Manufacturing and Trading organizations, Banks, Customer Service Executive, account and finance executive
Specializations And Skills
Finance, Ms Offices, MS Excel, Tally Accounting Software
Personal Information
- Date of Birth: 03/18/92
- Gender: Male
- Nationality: Nepali
- Marital Status: Married
- Religion: Hinduism
References
- Post Raj Pokhrel, Managing Director, Havard Pharmaceuticals Pvt Ltd, Nepal , Lecturer at Boston International College, Bharatpur Chitwan Nepal 9845331778
- C.B. Chhetry, Principal, Presidency College Of Management Science, Bharatpur Nepal 9855052263
- Babu Ram Panthi, Vice Principal, Balkumari College, Narayangarh Chitwan, Nepal 9855053400
Timeline
Assistant Relationship Officer
Nabil bank ltd
07.2022 - Current
Credit Incharge
Nepal Bangladesh Bank Ltd
09.2021 - 06.2022
Assistant Relationship Manager
Nepal Bangladesh Bank Ltd
01.2019 - 08.2021
Account Officer
Time Pharmaceuticals Pvt Ltd
02.2018 - 01.2019
Graduate (Masters) - Master of Business Administration (MBA)
Presidency College Bharatpur Chitwan, Purbanchal University
Under Graduate (Bachelor) - Bachelor of Business Administration (BBA)
Balkumari College, Narayanghat, Chitwan, Purbanchal University
Higher Secondary (+2/A Levels/Ib) - Intermediate l com
Balkumari College, Narayanghat, Chitwan, Higher Secondary Education Board (HSEB), Nepal Government